October 10, 2024

Zenith Tranquil

Information treatments and health conditions

Health Insurance for Massage Therapists

Health Insurance for Massage Therapists

When you become a Massage Magazine insurance member by purchasing a liability insurance policy, we are able to provide you with access to our Insurance Marketplace where you can book one-on-one consultations with expert advisers to help you find the right health insurance plan for your specific needs and to make sure you get every discount that you qualify for.

With options for both ACA (Affordable Care Act) massage therapy health insurance plans and Non-ACA massage therapy health insurance plans, you have a range of options to get the ideal coverage for your budget and health care needs. Need dental or vision coverage too? We’ve got you covered.

Once you become a member, you will be able to access this coverage through your member benefits program in your insurance portal.

Three Liability Insurance Options To Choose From

part-time policy

Only practice part-time? Save $10 on coverage with our part-time policy

  • For those who work fewer than 10 hands on hours per week 
  • Instant proof of insurance certificate

2 year policy

Purchase our two-year policy option and lock-in an annual rate of only $149. 

  • Save $39 with this option
  • Over $1,800 in industry discounts
  • Instant proof of insurance certificate

Why do massage therapists need health insurance?

There are several benefits to protecting yourself with health insurance. Unfortunately, the likelihood of health risks has undoubtedly increased over the past few years, and health insurance has become necessary to help cover medical costs. 

Gaining health insurance for massage therapists provides a financial safety net to help protect you from the price of a medical ailment or medical attention for an injury. 

Some of the reasons you need health insurance are:

  • Giving massages is tough on the body. As a massage therapist, you likely work long hours on your feet performing massage. This intense bodywork places a good amount of strain on your body and can eventually cause injury. The everyday work that massage therapists do with their arms, back, thumbs, and hands is hard work that can weigh on you if you do not take proper care of yourself. 
  • Illness can happen to anyone. One of the unfortunate lessons we have learned from the effects of a global pandemic is that everyone is susceptible to sickness. Illnesses like COVID-19, the flu and the common cold do not discriminate against anyone. Getting the necessary medical help to be well again is vital to help avoid long-term complications. Even the cost of visiting an urgent care center can prove to be unaffordable without some sort of health coverage. 
  • Maintaining your personal health helps you provide the best massage therapy. It goes without saying that you are not able to provide massage therapy if you are sick or injured. Having health insurance for massage therapists enables you to have regular visits to the doctor to monitor and maintain your personal health. By keeping yourself well taken care of, you are able to avoid missing appointments with clients due to illness. 
  • You have a pre-existing condition that requires special treatment. If you have a pre-existing condition like asthma or diabetes, you will need access to frequent therapy, tests, and medical examinations to maintain your condition. Fortunately, the ACA has made coverage for pre-existing medical conditions much more accessible. With an ACA major medical insurance policy, medical supplies, tests, and doctor visits are much more affordable.

Learn more about why you need health insurance for massage therapists here.

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A+ rated (Superior) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202


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